Since you’ve found your way to our blog, you’re probably wondering if it’s time to seek out bankruptcy protection. Merely asking that question is a big first step, but a lot of people are hesitant to move forward with the process. You shouldn’t be. A successful...
When a person is sick and needs treatment, they are often focused on feeling better without thinking about the cost. Unfortunately, medical care can be very expensive and they may not be able to pay their medical bills, even with insurance. They may choose to file for...
You may be in a situation where you are struggling with overwhelming debt that you know you cannot pay back but you are afraid to file bankruptcy because you do not want to lose your home. This is understandable. Losing a home is a frightening and stressful...
There are two options for New Jersey residents interested in filing for bankruptcy: Chapter 7 and Chapter 13. Before filing for bankruptcy, you will need to make sure you meet the eligibility requirements. Any individual with debts (both secured and unsecured) less...
With rising prices on everything from groceries to housing, sometimes borrowers are not able to pay what they owe through no fault of their own. They may want to consider filing for bankruptcy. Chapter 7 bankruptcy Chapter 7 bankruptcy is usually used by borrowers...
While filing for bankruptcy relief is a constitutional right, there may be more productive ways out of a debt mess. People in steep debt are subject to so much overwhelm, they don’t realize help is out there. Though it might take some resolve to stay the course, there...
Bankruptcy is often the smartest option for New Jersey residents struggling with overwhelming debt, but you might not be sure if it is right for you. You may assume that since almost everyone has financial troubles at some point that your situation is not bad enough...
Income tax season has ended for another year, leaving some people in Nutley with significant tax debt that they have no means of paying back, especially if they are already in arrears on what they owe from prior years. If you find yourself in this situation, you might...
You may already know that you can eliminate much of your debt by going through a Chapter 7 bankruptcy, but perhaps you don't know what types of debt the bankruptcy court will be able to discharge. Secured and unsecured debts Before filing for bankruptcy protection, it...
Filing for bankruptcy used to be associated with inescapable poor credit and long-term financial insecurity. But online services, tools and other options now make it easier to improve credit after bankruptcy and make a home purchase more possible. Credit scores If you...
