Bankruptcy

There are billions of dollars in unpaid medical debt held by millions of Americans. Indeed, it is such a big problem, the Consumer Financial Protection Bureau studied the issues to see if our current credit reporting scheme accurately and fairly accounts for it....

People facing overwhelming financial challenges may wonder what options are available and which one best suit their needs. Bankruptcy may be the best way for some people to get into a stronger financial situation, but many New Jersey residents fear that filing for...

It is no secret that many people both in New Jersey and throughout the country are experiencing financial struggles. You may feel crushed under the weight of overwhelming debt and need relief. While bankruptcy may have once seemed like an option of last resort, you...

Many people in New Jersey face financial challenges. This issue has come to the forefront in the past several years with many facing medical expenses, lost income, outright job loss and more. This may lead to overextending on credit cards, compounding debt and seeking...

Times have been tough lately for many in New Jersey. Some may be in such financial distress that they find they cannot pay their mortgage, credit card payments and other debts. This is distressing, especially if calls start pouring in from debt collectors or if your...

New Jersey is considered one of the wealthiest states in the entire United States. That is based on the median household income, which is quite a bit above the median for the whole United States. Of course, it is not as simple as earning a high income. New Jersey is...

Filing for bankruptcy used to be something viewed as a last resort. There was a negative stigma surrounding bankruptcy, with many people incorrectly assuming that bankruptcy was the result of poor financial choices by people who could not manage their money. These...

Buying a house is major life event and goal that many people want to accomplish. New Jersey residents who have fallen on hard times may consider bankruptcy as a solution to unmanageable debt but may worry about being able to buy a house after bankruptcy. The short...

Debt and bankruptcy often get described in moralistic terms, but many people in New Jersey struggle with debt through no fault of their own. Some of them have been doing fine until they suffer an illness or injury, lose a job or face some other sudden setback. Once...

If you need medical treatment, the bills involved are not first on your mind. You are probably focusing on getting better. You will deal with the bills later. Unfortunately, the bills start to come quickly and you have to start paying. If you are unable to do that,...