Bankruptcy is often the smartest option for New Jersey residents struggling with overwhelming debt, but you might not be sure if it is right for you. You may assume that since almost everyone has financial troubles at some point that your situation is not bad enough...
Income tax season has ended for another year, leaving some people in Nutley with significant tax debt that they have no means of paying back, especially if they are already in arrears on what they owe from prior years. If you find yourself in this situation, you might...
You may already know that you can eliminate much of your debt by going through a Chapter 7 bankruptcy, but perhaps you don't know what types of debt the bankruptcy court will be able to discharge. Secured and unsecured debts Before filing for bankruptcy protection, it...
Filing for bankruptcy used to be associated with inescapable poor credit and long-term financial insecurity. But online services, tools and other options now make it easier to improve credit after bankruptcy and make a home purchase more possible. Credit scores If you...
You may worry about what a bankruptcy filing will do to your credit. Still, filing for bankruptcy is often better for your credit score than the other alternatives. Plus, there are ways to rebuild your credit following bankruptcy. Bankruptcy and your credit score It...
Holiday spending can quickly go overboard. Even if you had the best of intentions to stay within budget this year, chances are you paid for some holiday expenses with a credit card. And if you did, you are not alone. Holiday debt is highest in eight years LendingTree...
There are plenty of people in New Jersey and throughout the country who have been going through some uncertainty with their finances in recent months and years. The sources of the uncertainty can vary, from inflation to high gas prices and soaring interest rates,...
If you are thinking of bankruptcy or struggling with financial insolvency, you may think desperate times call for desperate measures. And, one of those measures may be to moving assets into a trust while you declare bankruptcy. This would be a bad idea for a number of...
There are billions of dollars in unpaid medical debt held by millions of Americans. Indeed, it is such a big problem, the Consumer Financial Protection Bureau studied the issues to see if our current credit reporting scheme accurately and fairly accounts for it....
People facing overwhelming financial challenges may wonder what options are available and which one best suit their needs. Bankruptcy may be the best way for some people to get into a stronger financial situation, but many New Jersey residents fear that filing for...
